At village functions, markets sell these clay hundials, as they are called, fully covered pots with a small gap on the top to put money savings into it, and to use them when we need it for an emergency or a calculated event, with easy liquidity of breaking.
Many big time managers i am sure started out at these home banks at their younger days, and also our industrialists, with large manufacturing units with the help of bankers, or their own savings, and all who plan for the future spending.
Saving for the future must start early , than spending with the sure knowledge, that there would be some one to offer a loan for our spending.
May we encourage savings.
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